Explanation

In this Hadīth, the Prophet (may Allah's peace and blessings be upon him) prohibited usury with its two kinds: Fadl (usury of surplus or excess) and Nasī'ah (usury of deferred payment). He prohibited selling gold for gold, whether it is minted or not, except if it is equivalent in weight and exchanged on the spot during the sale transaction, as it is not permissible to sell one that is physically present for another that is not. He also prohibited selling silver for silver, whether it is minted or not, except if it is equivalent in weight and exchanged on the spot during the sale contract. It is not permissible for one to be more than the other, nor for one of the parties involved in the transaction to depart before the exchange is made.